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Catalina Island Real Estate
Mortgage payment calculator
 
Mortgage principal calculator
 
Mortgage Length calculator
 
Affordability calculator
 
Tax Benefits Calculator
 
Should I Refinance?
 
Should Pay Points?
 
Should I use HELOC?
 
How Much Income To Qualify?
 
What to get - 80/15 or PMI?
 
What is the real APR?
 
What if I'll Pay More Every Month?
 
Payment per Thousand Financed
 
Interest Only Calculator
 
Canadian Mortgage Calculator
 
Which Loan Is Better?
 
Standard vs Bi-Weekly
 
Rent vs Buy
 
Interest-Only with Additional Payments
 
Credit Card Payoff with Minimum Payments
 
Credit Card Payoff Goal Calculator
 

Should I Pay Points to Lower My Interest Rate?

Input Information
Loan Information
Amount : ($)
Interest Rate : (%)
Interest Rate with Points : (%)
Length : (Yrs)
Additional Information
Points : (%)
Your Savings Rate : (%)
 Let Me Print That Form in PDF!

Financial Analysis
  Without Points With Points
Amount Financed : $500,000.00 $500,000.00
Monthly Principal & Interests : $2,684.11 $2,533.43
Monthly Payment Savings : $150.68
Points Value : $5,000.00
Monthly Investment Savings : $20.83
True Monthly Savings : $129.85
Break Even : 3 Years 3 Months
DISCLAIMER: There is no warranty, expressed or implied, for the accuracy of this information or it's applicability to your financial situation. Please consult your own financial advisor.
Catalina Island Real Estate

 

Contact us today and take the first steps toward
realizing your Catalina Island real estate dreams.

 
     Catalina Island Real Estate, Inc. - 119 Sumner Ave - Avalon, California - (310) 510-3000

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