	Before Refinancing	After Refinancing
Amount :	($)
Interest Rate :	(%)	(%)
Length :	(Yrs)	(Yrs)
Months Paid :	(Mts)
Years Before Sell :	(Yrs)
Fees and Points
Points :	(%)
Origination Fees :	(%)
Closing Costs :	($)
Your Taxes Rates
Tax Rate :	(%)
State Tax Rate :	(%)
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Financial Analysis

	Before Refinancing	After Refinancing
Monthly Payment :	$2,684.11	$2,326.41
Total Monthly Payments :	$161,046.49	$139,584.81
Monthly Payment Savings :	$21,461.68
Total Interests Paid :	$108,613.15	$98,986.95
Tax Savings :	$33,670.08	$30,685.95
Tax Saving Losses :	$2,984.12
Balance at Refinance :	$459,143.66
Points Value :	$4,591.44
Refinance amount :	$459,143.66
Balance at Sale :	$406,710.32	$418,545.80
Balance Losses :	$11,835.48
Total Losses :	$14,819.60
Total Closing Costs :	$5,791.44
Total Savings :	$21,461.68
Total Benefit (Savings - Losses - Closing) :	$850.64

DISCLAIMER: There is no warranty, expressed or implied, for the accuracy of this information or it's applicability to your financial situation. Please consult your own financial advisor.

Catalina Island Real Estate

Catalina Island Real Estate, Inc. - 119 Sumner Ave - Avalon, California - (310) 510-3000